According to a report from the Information Security Department, fraudulent appropriation of property by forging successful money transfer receipts is one of 24 most common forms of fraud as of the first half of 2023. So how to recognize and avoid this scam? Let's learn more about Anti-Fraud (CLĐ) through the article below.
I. Situation of fraud by forging money transfer receipts
In recent years, online payment for in-person and online sales transactions is gradually becoming popular, many stores and restaurants, from popular to luxury, are equipped with online payment methods. . This also entails fraudulent tricks of forging bank money transfer receipts to appropriate assets.
The trick of forging receipts and money transfer confirmation invoices is a scam targeting sellers and store owners. Not only are they made small, but there are also networks specializing in providing services of counterfeiting receipts and invoices upon request appearing on social networking sites, or even websites that help scammers easily counterfeit. Invoice with just some basic information.
After obtaining the fake money transfer receipts, the scammer sends them to the store owners and urges the victim to quickly deliver the goods to the intended address. Because interbank money transfers sometimes have a certain delay, especially on weekends, many gullible store owners quickly deliver goods to the target.
For culinary items or luxury party orders, scammers have another trick: asking for special products. When a restaurant or eatery reports that they do not have "unique goods" as the subject requested, the scammer will instruct the victim to buy at a familiar store and entice the victim to advance money or transfer money for payment. There have been many cases where store and restaurant owners were defrauded of money because of following these requests.
II. Identifying characteristics and fraud tactics
The trick of scammers is to buy goods in large quantities, then borrow more cash from the victim and then transfer the payment.
The subjects requested to transfer money in the form of Internet Banking to the seller. But in fact, there was no real money transfer, but the subjects used some software to create fake payment bills and then showed them to the seller to prove that the transfer had been made.
By the time the victims did not see any money in their accounts and realized they had been scammed, the subjects had "run away".
III. How to prevent property appropriation
To avoid fraud and property appropriation, when receiving images of money transfer invoices via bank accounts or e-wallets, you should note the following points:
And especially note, do not provide your login name, application password, OTP authentication code, email... to anyone, even if that person claims to be a bank employee or state agency.
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