According to a report from the Department of Information Security, fraud by impersonating financial companies and banks to collect information and fraudulent appropriation of assets through black credit is one of the 24 most common forms of fraud as of the first half of 2023. So how to recognize and avoid this scam? Let's Anti-Phishing (CLĐ) learn more through the article below.
I. Situation of impersonating financial companies to commit fraud
In early 2023, taking advantage of the increased demand for loans from many individuals and small business households, the situation of bad guys impersonating financial companies and banks to defraud and appropriate money broke out strongly, causing businesses to This unit continuously warns customers.
In April 2023, Da Nang police destroyed a ring impersonating employees of financial companies and banks lending money online, causing 500 people to be defrauded of nearly 10 billion VND since the end of 2021. Also in the same period. At some time, a similar property appropriation case was investigated and prosecuted by Ha Tinh police.
II. Identifying characteristics and fraud tactics
The scammers' trick is to prey on the psychology of people who need money for business and spending, want to borrow large amounts of money but are having difficulty due to having bad debt or not being eligible for loans at organizations. financial position.
Fraudsters create thousands of Facebook accounts with fake information sources, participate in groups and forums, and post advertisements for unsecured loans with many "bargain" conditions:
When a borrower approaches, the subjects will lure and ask the borrower to provide personal information, such as: full name, phone number, photo of ID card/CCCD, portrait photo... to serve as documents. get a loan
After luring the borrower to transfer money to support loan verification and approval, the subjects continued to cite a series of reasons why the loan was not disbursed due to errors in the borrower's application documents (such as false declaration). Beneficiary's name, changing the spelling of the beneficiary's name from lowercase to uppercase, ineligible for loan, excess or incorrect number on citizen identification number...).
With the above sophisticated scam, the victim not only lost money but also lost all personal identity information, potentially continuing to be exploited for other illegal activities. , for example: registering for an unauthorized SIM, registering to open a bank account, e-wallet to serve fraudulent activities, money laundering, online betting
III. How to prevent property appropriation
You should proactively raise awareness of fraudulent property appropriation tricks. When you need to borrow money, you should
In addition, to avoid property appropriation, you absolutely SHOULD NOT:
Always call to verify the relevant company, organization, or bank, by finding the contact information for their customer care department to ask them if the website or application belongs to them or not. .
And when you discover a trick of impersonation, fraudulent appropriation of property, or being impersonated, fraudulently appropriating property, quickly report it to the nearest police station.
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