In recent years, the demand for online loans in Vietnam has increased significantly, coming from many different customers, including low-income people, students, businessmen and young people. Many scammers have taken advantage of this need to create websites impersonating financial companies to profit and steal user information. So how to avoid this problem? Let's Anti-Phishing (CLĐ) learn more through the article below.
I. Current status of fraud masquerading as financial support
Recently, the Anti-Fraud team discovered a series of "lending" websites showing signs of fraud. These websites often use the same source code, only changing the information, owner, logo or seal. Although the advertisement is for a high loan limit from 20 million VND to 1 billion VND, in reality there are no documents that can receive disbursement money.
These websites are set up to collect a lot of personal information from users: identification information, 2-sided CCCD images, bank accounts, portrait photos, signatures, etc. This information will used by fraudsters to bypass the customer identification process used by banks or financial institutions to check personal information and transaction activities.
II. Some loan scam websites
Below are some fraudulent websites using the same source code, lending in the name of VNC Credit Financial Joint Stock Company.
| Path | Status | Form |
|---|---|---|
| https://*.hotrotieudung.site/ | Online | Fraud to get information |
| https://*.vaynhanhnaamabank.com/ | Online | Fake scam |
| http://*.thinhvuongcredit.net/ | Online | Fraud to get information |
| http://*.taichinhhome.com/ | Offline | Fraud to get information |
| https://*.vaylottefinance.com/ | Online | Fake scam |
| http://*taichinhsaomai.com/ | Online | Fraud to get information |
| http://*.vaynhanheximbank.tech/ | Offline | Fake scam |
Also, in Anti-Phishing database More than 400 fake financial support and loan links have also been recorded for fraud.
| Update day | Path | Status | Level | Form |
|---|---|---|---|---|
| 2023-07-26 06:42:37 | https://*.hdsaisonvay.com/ | Online | High | Cheat |
| 2023-04-03 10:29:14 | https://*.vaytinhdoanh.online/ | Offline | High | Cheat |
| 2023-03-28 07:57:17 | https://*.chovaygopnhanhsg.com/ | Offline | High | Cheat |
| 2023-03-28 07:57:17 | https://*.vaynhanhvn24h.net/ | Offline | High | Cheat |
| 2023-03-28 07:57:17 | https://*.vaytiengopuytin.com/ | Online | High | Cheat |
| 2023-03-26 07:57:17 | https://*.vaymbbank.com/ | Offline | High | Cheat |
| 2023-03-24 07:57:17 | https://*.vaytiengopnhanh24h.com/ | Online | High | Cheat |
| 2023-03-22 07:57:17 | https://*.vibvayvn.com/ | Offline | High | Cheat |
| 2023-03-21 07:57:17 | https://*.vaynhanhvn.net/ | Online | High | Cheat |
| 2023-03-18 07:57:17 | https://*.vaymiraeasset.com/ | Offline | High | Cheat |
III. Instructions on how to recognize fraudulent websites
1. Use Scamadviser
ScamAdviser is one of the reputable websites in the world that analyzes the safety or fraud of other websites. Use ScamAdviser to check links "hotrotieudung[.]site“.
Although this website has a valid SSL certificate, this certificate only shows the security of the communication channel between your machine and the website. SSL certificates also come in many levels, some scammers also prepare their website with a free SSL certificate.
DNSFilter rates this site as safe largely because it does not contain malicious code or files. So if you want to test a website, you should use many different tools.
2. Identify using virustotal.com
VirusTotal is a website that combines many anti-virus software and is an online scan tool to check for viruses that regular antivirus software can miss. Use VirusTotal to check “hotrotieudung[.]site"
3. Identify with scam.vn
In addition, users can also check the reliability of the website by Scam.vn.
4. Identify with a browser that has security protection installed
Currently, some browsers have security settings to prevent and warn users when you visit unsafe websites.
Especially some browsers like Microsoft Edge, Opera and Coc Coc have built-in blacklist data from Anti-Phishing without you having to install anything.
5. Identify by website of Anti-Phishing
One of the fastest and most accurate ways to know which websites are fraudulent loans and financial support is to visit chongluadao.vnPhishing websites are constantly updated so you can keep up with the latest information.
The steps to use Anti-Phishing to check a link are as follows:
In addition, you can directly enter the website link in the search bar to check.
IV. Some notes to avoid being mistaken for fraudulent websites
To avoid becoming a victim of this scam, there are some basic principles to follow, including:
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